Please read these terms and conditions carefully. By accessing this site and any pages thereof, you agree to be bound by the terms and conditions listed here. If you do not agree to these terms and conditions, do not proceed to access this site or any pages thereof. D&A Financial Services Limited reserves the right to modify these terms and conditions at any time without notice. Your continued use of this site will mean that you have accepted the following terms and conditions and any subsequent modifications.


All rights are reserved. Copyright in the content, in the screens displaying the content, and their arrangement, is owned by D&A Financial Services Limited unless otherwise indicated. The content and data found on this site may not be redistributed, copied, sold, transferred, or modified, without the express written permission of D&A Financial Services Limited. De-compilation, reverse engineering or disassembly of software used on this site is strictly prohibited.


By using our site, you consent to the collection and use of customer information by D&A Financial Services Limited pursuant to the terms of the D&A Financial Services Limited privacy policy, which is set forth herein. In the event our privacy policy is modified, any changes will be posted on this site so that you are always aware of the information we collect, how we use it, and under what circumstances we disclose it. The information and materials contained in these pages – and the terms, conditions, and descriptions that appear – are subject to change.

No Warranty

The information contained on this site, including any text, graphics or other material, is provided on an “as is, as available” basis. D&A Financial Services Limited does not guarantee the accuracy, adequacy or completeness of the information appearing at this site and expressly disclaims liability for any errors or omissions in such information. D&A Financial Services Limited specifically disclaims all warranties, expressed or implied – including but not limited to the warranties of non-infringement of third party rights, title, merchantability and fitness for a particular purpose.

Limitation of Liability

In no event will D&A Financial Services Limited be liable for any loss of profit or any other commercial damages, including, without limitation, direct or indirect, special, incidental, or consequential or other indirect damages, losses or expenses arising out of or in connection with the use of this site or including, without limitation, claims arising from malfunction or defects in this site or related software or inability to access or use this site by any party, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or telecommunications or system malfunction.


The D&A Financial Services Limited site may contain links to other World Wide Web sites or frame information from third-party sites. D&A Financial Services Limited is not responsible for, and does not endorse or guarantee the accuracy of the content or merchantability of products or displayed or described on linked sites, nor does it endorse the entities sponsoring those sites. Linking to this site or framing any of the materials contained on this site without the prior written permission of D&A Financial Services Limited is strictly prohibited.


While D&A Financial Services Limited appreciates hearing from our site users, to avoid any misunderstandings, please note that any information or other materials that you send to, D&A Financial Services Limited including ideas, suggestions and proposals, become the property of D&A Financial Services Limited upon receipt thereof and you hereby waive any right or claim of compensation therefore.


D&A Financial Services Limited uses some of the best security technology available. Unfortunately, as good as modern encryption methods are, no data transmission over the Internet can be guaranteed to be 100% secure. D&A Financial Services Limited cannot ensure or warrant the security of any information you transmit to us.